Creating a Budget

Understanding and planning for the cost of enrollment is a key component of being a student at Harvard T.H. Chan School of Public Heath. The Office of Student Financial Services (OSFS) is here to assist you with this and to provide students with an estimated Cost of Attendance (COA). The COA provided in this section is specifically calculated and utilized for financial aid recipients in specific degree programs (PLEASE NOTE: Students in the online MPH EPI Program should visit the Student Budgeting Section on the Program website). OSFS is required to have a standard COA for federal aid compliance as well as an institutional policy for determining OSFS funding eligibility (including loans, work-study, tuition awards and stipends). To better understand how your financial aid and other resources relate to the COA, we have designed a step-by-step review and budgeting tool for both prospective and current students.

Each section will walk you through important concepts and information. At the end of our narrative, an interactive online budgeting tool will provide you with specifics on how to manage your budget individually.

Step-by-step review

If you would like to skip right to a specific section of step-by-step review:

If you have already reviewed the narrative sections of Student Budgeting, you may go directly to: