Loan Information

Student Loan Considerations

Students are encouraged to consider their loan/debt tolerance prior to and while in school. Students should spend time reviewing HSPH’s cost of attendance and budgeting accordingly. It is ideal to begin this preparation prior to attending HSPH.

Please view Harvard University’s Student Loan Code of Conduct for more information about Harvard’s policies regarding code of conduct with respect to student loans.

Students are advised to carefully review all terms and conditions of any loans before signing any promissory notes.

Educational loans enable many students the ability to attend HSPH. However, student debt carries a higher premium and for this reason, borrowers must consider certain lending conditions in order to maximize their educational rate of return.

Factors to consider when reviewing the terms & conditions of a loan program

  • The impact of your credit (credit-score/history)
  • Enrollment requirements
  • Interest Rates
  • Risk Tolerance
  • Fees
  • Repayment Incentives
  • Total Cost
  • Logistics of Repayment
  • Deferment/Forbearance options including length of in-school deferment, for periods of financial hardship
  • Flexibility of repayment plans

For more details on loans please choose from one of the following:

Loan Information for Domestic Students – Domestic Students include: US Citizens, US Permanent Residents, Citizens of Freely Associated States, Refugees, and Persons granted Asylum.

Loan Information for International Students