|Estimated Student Expenses
The budget information is intended to provide students with an estimate of how much it will cost to spend nine months at HSPH. These figures are for the 2014-2015 academic year; applicants for subsequent years should anticipate increases.
|Student Expense Budget, 2014 – 15
|42.5 credit master’s programs||Doctoral and other master’s programs|
|HUSHP Student Health Fee2||$496 per semester||$992||$992|
|HUSHP Insurance Plan3||$1,183 per semester||$2,366||$2,366|
|Books/Supplies||$692 per semester||$1384||$1,384|
|Rent/Utilities||$1,275 per month||$11,475||$11,475|
|Food||$350 per month||$3,150||$3,150|
|Personal||$400 per month||$3,600||$3,600|
|Local Transportation||$90 per month||$810||$810|
|Federal student loan fees5||
|1. For 2014–15, SD students are charged the flat tuition rate of $40,200 for the year. Tuition charges for all full- and part-time MPH and SM students remain per credit (based upon the number of credits for which a student is registered). Starting in 2015-2016, the MPH will increase to 45 credits; overall tuition will thus reflect the additional 2.5 credits
2. Part-time students taking 10 or fewer credits may waive the University Student Health Fee, if an online waiver form is completed by July 31 for fall, and by January 31 for spring. Students with a spouse and/or children may request family coverage.
3. The HUSHP Student Health Insurance Plan can be waived upon proof of comparable coverage. Students with a spouse and/or children may request family coverage at a fee.
4. International students in 42.5-credit master’s programs must be able to demonstrate a nine-month level of support of $74,097 prior to the issuance of an appropriate visa. Other master’s degree and doctoral candidates must demonstrate a twelve-month support level of at least $70,862. Students with additional family members must demonstrate the following levels of support:
|Student & spouse||Student & child||Student, spouse, & child*||Student, spouse, & 2 children*|
|*For each additional child, add $1,350 for the nine-month and $1,800 for the twelve-month budget.
5. Loan fees are based on borrowing $33,000 in Federal Direct Loans, available to U.S. citizens and permanent residents.For more information on international and domestic loans, please see the Student Financial Services website: http://www.hsph.harvard.edu/administrative-offices/student-financial-services/.
Matriculation in Summer Programs
In 2014, tuition for the Summer Program in Clinical Effectiveness and the Summer Session for Public Health Studies is $1,183 per credit; for the June Course in Clinical Epidemiology and Biostatistics, it is $1,200 per credit. HSPH offers a special program in English communication in advance of the regular fall orientation for entering students; tuition for the Professional Communication Seminar is $925 for summer 2013. Living expenses, including rent, is about $2,024 a month.
Sources of Financial Aid
The Office of Student Financial Services and academic departments make every effort to assist students in finding resources to finance their education at HSPH. It should be noted that the school’s financial aid budget is extremely limited. Students are urged to investigate all sources of support, including employers, government agencies, and civil and religious organizations.
Financial aid is available in the form of grants and scholarships, federal student loans, and work programs, as follows:
Grants and scholarships The Office of Student Financial Services and some academic departments may have grants or departmental scholarships that cover partial or full tuition; some grants also provide a stipend. Eligibility is generally based on career goals, academic merit, experience, and U.S. citizenship or permanent residency. Additional information is available from the departments.
The university offers a number of restricted scholarships to students who meet specific criteria. The HSPH financial aid application, which is required, contains more information.
Federal student loans The Office of Student Financial Services administers the Federal Direct Stafford and GradPLUS Loan and Federal Perkins Loan programs. The maximum amount a student may receive under the Direct Stafford Loan program is $33,000 per academic year. Students may supplement their aid by applying for the Direct GradPLUS Loan for an amount up to their cost of attendance minus all other financial aid received. Students with extreme financial need also may be eligible for a Federal Perkins loan of up to $8,000. To apply for these loan programs, a student must:
- Be a U.S. citizen or eligible nonresident.
- Not be in default on a prior federal loan or owe a refund on a federal student grant.
- Be enrolled at least half-time (10 or more credits per semester).
- Complete the financial aid application process.
Work programs Some students may obtain part-time employment as research or teaching assistants in their academic departments. Additionally, the school participates in the Federal Work- Study Program, which subsidizes between 60 percent and 70 percent of the on- or off-campus employer’s costs. Eligibility for this program is the same as for federal student loans.
The student financial services website offers additional and updated information about loan and work programs.