Health Insurance and Fees

Harvard University Student Health Program (HUSHP)
Member Services
75 Mt. Auburn St., 617-495-2008
Hours: Monday-Friday, 8:30 a.m.-5:00 p.m.

Required Student Health Insurance
Massachusetts law requires that students enrolled in an institution of higher learning in Massachusetts participate in a qualifying student health insurance program or in a health plan of comparable coverage. All Harvard students are automatically enrolled in the Harvard University Student Health Program (HUSHP) and charges are applied to their student bill

The Harvard University Student Health Program (HUSHP) is comprised of two parts:
Student Health Fee
The Student Health Fee is required of all students who are more than half time and studying in Massachusetts. This fee covers most services at Harvard University Health Services (HUHS), including internal medicine, medical/surgical specialty care, mental health/counseling services, physical therapy, radiology, and urgent care.

Student Health Insurance Plan
The Student Health Insurance Plan provides hospital/specialty care through Blue Cross Blue Shield of Massachusetts and prescription drug coverage through Catamaran. Coverage includes emergency room visits, hospitalizations, diagnostic lab/radiology services, ambulatory surgery, specialty care outside of HUHS (limited), and prescription drug coverage. Benefit limits and cost-sharing may apply – visit for more details.

HUSHP Student Dependent Coverage
Students may enroll their spouse/same sex domestic partner and/or dependent children (up to the age 26) in HUSHP.  You must enroll dependants by September 30, 2015 for the fall term, and February 28, 2016 for the spring term. Rates, enrollment forms, and deadlines are available at

Waiving the Student Health Insurance Plan
Students enrolled in a comparable health insurance plan may be eligible to waive the Student Health Insurance Plan. Waivers must be completed by the appropriate deadline or the charges will remain on your student bill. The deadline to waive is July 31, 2015 for the fall term (or full academic year), and January 31, 2016 for the spring term.

  • Before waiving, carefully evaluate whether your existing health plan will provide adequate comprehensive coverage in the Boston area. You can review the waiver checklist on the HUSHP website, You will be fully responsible for all medical claims and prescription drug costs if you waive the Student Health Insurance Plan.
  • International students studying on campus at Harvard are not eligible to waive the insurance plan with foreign insurance, including those with a U.S.-based administrator. This is a requirement pursuant to the Massachusetts student health program regulations.

For detailed information on the Harvard University Student Health Program policies (HUSHP), benefits, limitations, and exclusions, visit

Dental Care
An optional dental plan may be available for students and their eligible dependents. Visit for more information. Enrollment deadlines apply.