Before deciding on a lender, please review the information on Private Loan Options to better understand the process.
The following lenders responded to an open Request for Information (RFI) saying they would lend to Less than Half-time students or non-degree students. The degree programs that are considered less than half-time include:
- Master of Public Health in Epidemiology (MPH-EPI) Online/On-Campus
- Master in Health Care Management (MHCM)
- Summer-Focused and Summer-Only
| College Ave | HUECU | Sallie Mae | Advantage | MPower Financing | |
| Lends to domestic degree students? | Yes | Yes | Yes | Yes | Yes |
| Lends to non-degree students? | No | No | Yes | Yes | No |
| Lends to international students? | Yes, with US cosigner | Yes (no cosigner required); except citizens of OFAC sanctioned countries | Yes, with US cosigner. DACA students are eligible. | No | Yes (no cosigner required) |
| For more information and to apply: | https://bit.ly/3KveKl1 | https://bit.ly/3tC51Ti | https://bit.ly/3KvNYsV | https://bit.ly/3J260CA | https://bit.ly/3vTxo28 |
Once you have contacted a lender and been pre-approved for a loan, please fill out the Preliminary Private Loan Request Form to notify our office. This will allow us to reflect your loan information on your student account to cover charges applied to avoid being placed on a financial hold. For international students, this also allows you to use the loan as part of your visa certification.
Please note that non-degree students and students in less than half time programs may not be eligible for in-school deferment.
We encourage all prospective borrowers to review all their options and consider the following:
- Credit requirements
- Interest rate terms (ie: fixed or variable)
- Fees
- Repayment incentives for the borrower
- Total cost
- Deferment and forbearance options
- Repayment timelines and flexibility
Note: The Harvard T.H. Chan School of Public Health, like all of Harvard University, has no financial interest in your choice of lender.
